Do I NEED a Revocable Living Trust?

Many of my clients have heard national financial gurus like Suze Orman emphasize that a Revocable Livings Trust (or RLT, for short) is an essential part of ANY complete Estate Plan.  Well, that is not quite true.  When clients ask me whether they NEED an RLT, my lawyerly response is, of course, “it depends.” Trusts,…